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From the monthly archives:

October 2008

by Kerby Claney
Vice President – Stifel Bank & Trust
314-317-6873
email

Interest rates came down or remained stable this week. Even though the news media continues to promote the idea that credit is hard to get, borrowers with good credit still are not having a problem getting home loans.

The interest rates below will vary depending on a number of items including the down payment amount, credit scores and the length of time between rate lock-in and closing. To discuss fees and what your interest rate would be, feel free to email or call me to discuss your individual situation.

All rates are based on zero point loans.

Mortgage rate update for 10/24/08

If you are in St. Louis, I’m happy to meet you wherever it is most convenient for you to discuss your financing needs.

Want to lower your closing fees? I’ll attend your loan closing and save you the title company loan processing fee.

I also serve clients needing mortgages and refinancing throughout the United States. Give me a call and we can talk about which mortgage product would be best for your individual situation.

Not sure if you should refinance? I’m happy to offer a free no-obligation consultation to help you decide if it makes sense for you to refinance.

*** This information is not intended to extend consumer credit as defined Section 226.2 of Regulation Z. Interest rates, program terms and conditions are subject to change without notice.

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My favorite lender, Kerby Claney, has continued to send me mortgage rate updates over the last month, but I got so busy with clients that I didn’t have time to get them posted for him. Yes, there are people out there buying and selling homes, even in this slow market. I’ve picked up about 5 new clients just in the last 2 weeks.

Sorry for the delay, but the chart below includes both the latest rates and those from the last few weeks.

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by Kerby Claney
Vice President – Stifel Bank & Trust
314-317-6873
email

As just about everyone has heard by now, interest rates jumped a few weeks ago. Since then, 3 year ARM and jumbo loans have come back down some, while fixed rate, FHA and VA loan rates have continued to climb.

The interest rates below will vary depending on a number of items including the down payment amount, credit scores and the length of time between rate lock-in and closing. To discuss fees and what your interest rate would be, feel free to email or call me to discuss your individual situation.

All rates are based on zero point loans.

Mortgage rate update 10-17-08

If you are in St. Louis, I’m happy to meet you wherever it is most convenient for you to discuss your financing needs.

Want to lower your closing fees? I’ll attend your loan closing and save you the title company loan processing fee.

I also serve clients needing mortgages and refinancing throughout the United States. Give me a call and we can talk about which mortgage product would be best for your individual situation.

Not sure if you should refinance? I’m happy to offer a free no-obligation consultation to help you decide if it makes sense for you to refinance.

*** This information is not intended to extend consumer credit as defined Section 226.2 of Regulation Z. Interest rates, program terms and conditions are subject to change without notice.

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Preview of New St. Louis Market Report – Ladue Homes

October 8, 2008

As I mentioned in my last few posts, I am in the process of revamping my monthly market reports to give you better information. By next month I’ll have reports for all of the communities that I track. But for now, I wanted you to see that two areas, even in the same city, can [...]

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Preview of New St. Louis Market Report – Brentwood Homes

October 8, 2008

As I mentioned in some earlier posts, I am changing the format of my St. Louis real estate market reports to give you better information in an easy to understand format. In the next month I will roll out detailed reports for much of St. Louis City and St. Louis County.
Here is a sneak peak [...]

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St. Louis Real Estate Market Trends

October 8, 2008

Yesterday I published a preview of the new charts that I will be using for my Monthly Market Report for the St. Louis real estate market.
One of my readers asked me to expand on the charts to include information showing how the pricing has changed since 2005.
My original charts included both average and median prices [...]

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New and Improved Monthly Market Statistics

October 7, 2008

Since November 2007, I have been publishing monthly housing market statistics for St. Louis City, St. Louis County and St. Charles County.
I’m working on a new format to give you better information and an easier way to see trends so you don’t have to look through each of the old posts to see monthly changes. In the [...]

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