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	<title>Comments on: Mortgage Interest Rates at Historically Low Levels</title>
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	<link>http://www.archcityhomes.com/2009/06/historical-mortgage-interest-rate-chart/</link>
	<description>St. Louis Real Estate</description>
	<lastBuildDate>Sun, 29 Jan 2012 01:49:53 +0000</lastBuildDate>
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		<title>By: Karen Goodman</title>
		<link>http://www.archcityhomes.com/2009/06/historical-mortgage-interest-rate-chart/comment-page-1/#comment-30196</link>
		<dc:creator>Karen Goodman</dc:creator>
		<pubDate>Thu, 31 Mar 2011 13:36:35 +0000</pubDate>
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		<description>I&#039;m glad I contributed to your school avoidance :) Hope you found some good food for thought.</description>
		<content:encoded><![CDATA[<p>I&#8217;m glad I contributed to your school avoidance <img src='http://www.archcityhomes.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Hope you found some good food for thought.</p>
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		<title>By: Whitney Polite</title>
		<link>http://www.archcityhomes.com/2009/06/historical-mortgage-interest-rate-chart/comment-page-1/#comment-30190</link>
		<dc:creator>Whitney Polite</dc:creator>
		<pubDate>Thu, 31 Mar 2011 07:45:09 +0000</pubDate>
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		<description>interesting reading, i&#039;ve was able to spend a good hour in your web site instead of studying</description>
		<content:encoded><![CDATA[<p>interesting reading, i&#8217;ve was able to spend a good hour in your web site instead of studying</p>
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		<title>By: Mark Anderson</title>
		<link>http://www.archcityhomes.com/2009/06/historical-mortgage-interest-rate-chart/comment-page-1/#comment-3179</link>
		<dc:creator>Mark Anderson</dc:creator>
		<pubDate>Tue, 23 Jun 2009 18:58:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.archcityhomes.com/?p=2080#comment-3179</guid>
		<description>Hello Karen, 

I&#039;ve been reading your blog for awhile now and this post is excellent!   I actually just posted a similar article on my blog which gets just a touch technical on the issue of rate changes.  My basic point, echoing yours a bit, is that predicting the &#039;right&#039; time to lock is essentially gambling.  If you can afford to gamble, playing the market may make sense, especially if you know a bit about what affects rates.  However, even well informed blackjack players statistically lose more than they win.  The bottom line that you make clear is that the rates we&#039;re experiencing right now are statistical outliers that make already lower home prices relatively even LESS expensive.

My article is here:  http://markandersonmortgage.com/marksblog/?p=23

-Mark</description>
		<content:encoded><![CDATA[<p>Hello Karen, </p>
<p>I&#8217;ve been reading your blog for awhile now and this post is excellent!   I actually just posted a similar article on my blog which gets just a touch technical on the issue of rate changes.  My basic point, echoing yours a bit, is that predicting the &#8216;right&#8217; time to lock is essentially gambling.  If you can afford to gamble, playing the market may make sense, especially if you know a bit about what affects rates.  However, even well informed blackjack players statistically lose more than they win.  The bottom line that you make clear is that the rates we&#8217;re experiencing right now are statistical outliers that make already lower home prices relatively even LESS expensive.</p>
<p>My article is here:  <a href="http://markandersonmortgage.com/marksblog/?p=23" rel="nofollow">http://markandersonmortgage.com/marksblog/?p=23</a></p>
<p>-Mark</p>
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