Just about everyone understands that having good credit is important. I recently posted information explaining what a credit score is and how scores are determined. The next step is to understand what to do when you need to improve your credit. 6 Ways to Improve your Credit Score: Pay your bills on time: Late payments [...]
I don’t consider myself an environmentalist. I don’t believe that the suburbs are going to destroy our cities and that if we don’t switch to alternative fuels tomorrow that we will be causing the world as we know it to collapse. (But I do think that it is time to get started working on options [...]
What is a Credit Score? A credit score is a number that represents how likely a person is to meet their financial obligations. The score is a combination of how well the consumer has paid their bills in the past plus the level of debt. Credit scores no longer only impact how many credit card [...]
Protect Your Home from Freezing Pipes My broker sent out an email yesterday morning reminding all of The Kelsey Group, REALTORS agents about the importance of winterizing vacant homes. Over the weekend it got cold enough that a pipe froze and broke at one of our company’s vacant listings. The problem is that water expands [...]
Is It Time to Refinance? In the last 2 weeks, interest rates have dropped dramatically. The word on the street is that rates may continue to drop. Still, there are never any guarantees. With rates hovering at about 5% for 30 year fixed loans for borrowers with the best credit, you’ll have to decide if you [...]
Just about everyone living in the St. Louis region knows that the St. Louis City Public School District has a reputation for doing a poor job of educating their students. In March of 2007, the Missouri Department of Education voted to strip the only public school district in St. Louis City of their accreditation after [...]